Die Top 10 Geschäftsrisiken in Deutschland 2025

Natural Disasters and Business Risks

Natural Disasters and their Impact on Business

According to a recent survey, the proportion of concerned individuals has increased by three percentage points to 29 percent, reflecting the growing damages caused by natural disasters.

Business Risk and Government Policy

The most noticeable change is in the area of regulation, which includes tariffs and protectionism, as well as environmental regulations. Last year, 19 percent of respondents considered this a major business risk, while this year, it is 25 percent. Coming in at number five on the global list is climate change, with nearly one-fifth (19 percent) of respondents considering it a top business risk. In Germany, the ranking was similar, with climate change ranking sixth.

The Role of Artificial Intelligence in Cybersecurity

For the fourth year in a row, cyber-attacks have taken the top spot as the greatest risk for businesses. Hackers are also benefiting from the rapid progress in information technology. "Artificial intelligence is also being used by criminals," said Jens Krickhahn, head of the cyber insurance business at Allianz Commercial.

Conclusion

In conclusion, natural disasters and cyber-attacks are two of the most significant risks facing businesses today. As the world becomes increasingly interconnected, it is crucial for companies to be proactive in mitigating these risks and developing strategies to minimize their impact.

FAQs

Q: What is the current proportion of concerned individuals regarding natural disasters?
A: 29 percent

Q: What is the most noticeable change in the area of regulation?
A: The proportion of respondents considering regulation a major business risk has increased from 19 percent to 25 percent.

Q: What is the top business risk according to the survey?
A: Cyber-attacks

Q: What is the second most significant risk according to the survey?
A: Climate change

Q: What is the role of artificial intelligence in cyber-attacks?
A: Artificial intelligence is being used by hackers to launch cyber-attacks.

Q: What is the ranking of climate change in Germany?
A: Climate change ranks sixth in the list of business risks in Germany.